EquiSchema AI

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Terms of Use

TERMS OF USE

Please read the following Terms of Use (“Terms”) carefully. They govern your use of Axiom Geo AI, LLC’s (“Company”) website and related services (collectively, the “Services”). By using the Services, you acknowledge that you have read and understood all of the Terms, and you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Services.

Company reserves the right to change the Terms under which the Services are offered from time to time. If you do not agree to the amended Terms, you must stop using the Services. You will be deemed to have accepted the amended Terms if you continue to use the Services after such amended terms are posted. 

Use of the Services

The Services enable executives at commercial banks to review anonymized benchmarking research relating to industry-wide vulnerabilities. The Services are provided for free, without the need to setup an account or login, but it you do provide your contact information to Company, you acknowledge and agree that you consent to the receipt of messages from Company and that your receipt of such messages does not violate the CAN-SPAM Act and/or any state and federal laws related to commercial communications. You may stop receiving such messages by following the opt-out instructions provided by Company in any such communication. 

You may use the Services solely in connection with your own informational purposes. Company reserves the right to make changes to the Services at any time and without notice. Your access to and use of the Services is completely at the discretion of Company, and your access to and use of the Services may be blocked, suspended, or terminated without prior notice at any time for any reason or for no reason, including, without limitation, for any violation of the following rules:

  • You must comply with all state, federal, and/or international laws, rules, policies and/or licenses governing communications while using the Services, and with all applicable copyright, trademark, or other intellectual property rights laws.
  • You may not upload, post, email, transmit or otherwise make available any content which infringes any trademark, patent, copyright or trade secret or other proprietary right of any party, unless you are the owner of the rights or have the permission of the owner to post such content.
  • You may not intimidate, harass, defame, stalk, or intentionally offend other users of the Services or any other person or entity.
  • You may not use the Services to do anything that is unlawful, misleading, discriminatory, malicious or otherwise objectionable.
  • You may not interfere or attempt to interfere with the Services or another person’s use of the Services by use of any program, script, command, device, software, routine, or otherwise. 
  • You may not use the Services by automated means, under false or fraudulent pretenses, or in a way that is misleading or misrepresents your identity or affiliation with another person or entity.
  • You may not access the Servivces from a country where it is unlawful for Company to provide the Services.
  • You may not access, download or otherwise take any content made available through the Services for the purpose of monetization or to create a competing product or service.
  • You may not access the Services if you are a direct competitor of Company, except with Company’s prior written consent. In addition, you may not access the Services for purposes of monitoring the Services’ availability, performance or functionality, or for any other competitive purposes. 

License and User Content

Company grants you a limited, non-exclusive, non-transferable license to access and use the Services and the content made available through the Services (the “Company Content”) in legally authorized jurisdictions for purposes outlined herein. This license is contingent upon your compliance with these Terms and allows you to access, download and print Company Content on a single computer solely for your internal, business use. Except to the extent otherwise expressly permitted under copyright law, you will not copy, reproduce, modify, use, distribute, display, create derivative works of or otherwise exploit any Company Content without the express written consent of Company. Any unauthorized use of the Services or the Company Content shall automatically terminate the license granted to you by Company for such use. 

Ownership

You acknowledge and agree that the Services and Company Content, all patent rights, trade secret rights, design rights, copyrights, trademark rights, and other property rights in the Services and Company Content shall at all times remain the sole property of Company. You will not acquire any right, title or interest in or to the Services or Company Content by reason of these Terms, except for the non-exclusive license to use the Services and Company Content in accordance with these Terms.

The information, documentation, and Company Content provided through the Services are protected by U.S. and international copyright laws, both as individual works and as collections. You may not sell, republish, frame in another webpage, or use on another website, any of the information, documentation, and other content, or any portion thereof, posted via the Services without the prior written consent of Company. You may view, print, copy, and download portions of the information, documentation, and Company Content solely in connection with your use of the Services, and solely for your own individual, internal use or records. Company reserves the right to revoke this authorization at any time.

Indemnification

You agree to indemnify, defend and hold harmless Company, its officers, managers, owners, employees, agents, designees, users, successors, assigns, service providers and suppliers from and against all losses, liabilities, expenses, damages, claims, demands and costs, including reasonable attorneys’ fees and court costs, relating to or arising from any violation of these Terms by you and/or that otherwise relates to your use of the Services or the Company Content. Company will have sole control of the defense of any such damage or claim.

Disclaimer of Warranties/Liability

TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND THE COMPANY CONTENT ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, ERROR FREE, OR VIRUS FREE, OR THAT THE SERVICES OR THE COMPANY CONTENT WILL MEET YOUR REQUIREMENTS. INFORMATION OBTAINED THROUGH THE SERVICES HAS NOT BEEN VERIFIED, AND COMPANY DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT SUCH INFORMATION IS ACCURATE, COMPLETE, RELIABLE, OR OTHERWISE VALID. IT IS YOUR RESPONSIBILITY TO CONDUCT YOUR OWN DUE DILIGENCE ON ANY INFORMATION PROVIDED THROUGH THE SERVICES. 

COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY WARRANTY OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY ARISING FROM A COURSE OF DEALING, TRADE USAGE, OR TRADE PRACTICE.

THE COMPANY CONTENT PROVIDED THROUGH THE SERVICES REPRESENT INDEPENDENT, POINT-IN-TIME OBSERVATIONAL RESEARCH. THE COMPANY CONTENT IS PUBLISHED UNDER FAIR USE GUIDELINES STRICTLY FOR EDUCATIONAL AND THREAT-AWARENESS PURPOSES. THE COMPANY CONTENT PROVIDED IS FOR GENERAL INFORMATIONAL CONTEXTS ONLY AND DOES NOT CONSTITUTE LEGAL, FINANCIAL, OR CYBERSECURITY ADVICE. YOU SHOULD CONSULT WITH QUALIFIED PROFESSIONALS BEFORE IMPLEMENTING ANY SECURITY CONTROLS OR MAKING DECISIONS BASED ON THE COMPANY CONTENT. 

Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT THE USE OF THE SERVICES IS AT YOUR SOLE RISK. YOU ACKNOWLEDGE THAT INFORMATION TRANSMITTED THROUGH THE INTERNET IS NEVER COMPLETELY SECURE. NEITHER COMPANY, NOR ANY OF COMPANY’S EMPLOYEES, AFFILIATES, AGENTS, REPRESENTATIVES, OR LICENSORS (COLLECTIVELY, “COMPANY ASSOCIATES”) SHALL BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY COMPENSATORY, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR ATTORNEYS’ FEES, OR FOR LOST DATA OR LOST PROFIT, ARISING OUT OF YOUR USE OF THE SERVICES OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICES OR OUT OF ANY BREACH OF ANY WARRANTY, EVEN IF COMPANY OR A COMPANY ASSOCIATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES WERE FORESEEABLE.

YOUR SOLE RIGHT AND REMEDY WITH RESPECT TO ANY DISPUTE WITH COMPANY IS TO STOP USING THE SERVICES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL, INCIDENTAL OR SPECIAL DAMAGES, IN SUCH STATES AND JURISDICTIONS LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. 

THE SERVICES ARE CONTROLLED, OPERATED AND ADMINISTERED BY COMPANY FROM ITS OFFICES WITHIN THE UNITED STATES. COMPANY MAKES NO WARRANTY OR REPRESENTATION THAT MATERIAL AVAILABLE THROUGH THE SERVICES IS LEGAL, APPROPRIATE, OR AVAILABLE FOR USE OUTSIDE THE UNITED STATES. IF YOU ACCESS THE SERVICES FROM A LOCATION OUTSIDE THE UNITED STATES, YOU ARE RESPONSIBLE FOR COMPLIANCE WITH ALL APPLICABLE LAWS, AND COMPANY ACCEPTS NO RESPONSIBILITY FOR SUCH ACCESS.

YOU ACKNOWLEDGE AND AGREE THAT ANY AND ALL DISCLAIMERS IN THESE TERMS AND THE PROVISIONS OF THESE TERMS REFLECT A FAIR AND REASONABLE ALLOCATION OF RISK BETWEEN COMPANY AND YOU.

Notices

Where required, Company may give notice to you by a general posting through the Services, by electronic mail, or by conventional mail to your address of record. You may give notice to Company by sending an email to amy@axiomgeoai.com.

Copyright Claims

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide Company’s copyright agent the written information specified below. Please note that this procedure is exclusively for notifying Company of your claim that your copyrighted material has been infringed.

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
  • A description of the copyrighted work that you claim has been infringed upon;
  • A description of where the material that you claim is infringing is located on Compay’s website;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Company’s copyright agent for notice of claims of copyright infringement can be reached as follows:

Axiom GEO AI LLC
5534 Saint Joe Road
Fort Wayne, IN, 46835, US
e-mail: amy@axiomgeoai.com

Privacy Policy

Company respects and is committed to your privacy. Please review Company’s Privacy Policy [INSERT LINK TO PRIVACY POLICY], which also governs your use of the Services, to understand Company’s practices.

Miscellaneous
The laws of the State of Indiana, U.S.A. shall govern the validity, performance, enforcement, interpretation and any other aspect of these Terms, without regard to principles of conflicts of laws thereunder. The parties agree to submit to the exclusive jurisdiction and venue of the courts of the State of Indiana, U.S.A. for any action arising out of these Terms. 

You acknowledge and agree that the provisions, disclosures and disclaimers set forth in these Terms are fair and reasonable and your agreement to follow and be bound by them is not the result of fraud, duress or undue influence exercised upon you by any person or entity. The failure of Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms shall remain in full force and effect. 

Company shall have the right to assign these Terms and to sublicense any and all of its rights under these Terms. These Terms, including any documents referenced herein and any additional operating rules posted via the Services, represent the entire understanding between you and Company regarding your relationship with Company and your use of the Services. These Terms supersede all previous written or oral agreements between you and Company with respect to such subject matter. Notwithstanding any provision of these Terms, Company has available all remedies at law or equity to enforce these Terms.

Date of Last Modification: Oct 15, 2026